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Cheesy 5-Minute Bean Dip Recipe (5 Ingredients)

This easy 5-minute bean dip recipe is cheesy and quick, using just 5 ingredients to make this party favorite.

This is the most delicious and cheesiest Bean Dip Recipe I have ever tasted and the best part is that it is so easy to make! With just 5 ingredients you can whip this tasty recipe up and serve it at a party or to your family as a snack with crunchy, salty chips.

This simple recipe rivals the bean and queso dips you usually find at your favorite local Mexican joint.

5 minute bean dip.

Ingredients Needed for this 5-Minute Bean Dip

  • 1/3 cup of the Taco Seasoning of your choice (I used Ortega)
  • 1 can of refried beans, any brand is fine, I use Fat-Free Ortega
  • 1 can of nacho cheese
  • 1/2 cup of diced red onions
  • 2 diced Roma tomatoes

How to Make the Easiest Bean Dip Recipe

Achieving the perfect mixture of flavors in your bean dip is a breeze with this step-by-step guide:

Step 1: Assemble the Ingredients

Gather your culinary essentials – a can of refried beans (such as Fat-Free Ortega), a can of nacho cheese, 1/3 cup of your preferred Taco Seasoning (e.g., Ortega), 1/2 cup of diced red onions, and 2 diced Roma tomatoes.

ingredients for 5 minute bean dip.

Step 2: Start the Magic in a Saucepan

In a medium saucepan, combine the refried beans and nacho cheese over low heat. The low heat ensures a gradual and thorough melting process, allowing the flavors to harmonize seamlessly.

adding refried beans to pot

Step 3: Infuse Flavor with Onions and Tomatoes

Elevate the taste profile by incorporating the diced red onions and Roma tomatoes into the mixture. Heat the concoction on medium-high while maintaining a constant stir.

This cooking method ensures an even distribution of ingredients and prevents any sticking.

roma tomatoes.

Step 4: Watch for the Cheese Bubble

Keep a keen eye on the saucepan as the cheese begins its mesmerizing transformation. Stirring continuously, observe as the cheese reaches its bubbling point. This visual cue signals that the ingredients have amalgamated into a delectable and velvety texture.

Step 5: Consistency is Key

The ultimate goal is a homogeneous blend where everything seamlessly melts together. Achieve this by maintaining the bubbling hot state for the ideal consistency.

making bean dip on the stove top with 5 ingredients

Storage Tips for 5-Minute Cheesy Bean Dip

If, by some miracle, there’s a smidgen of this culinary magic left, don’t panic. Just toss the extras into a snug airtight container and pop it into the fridge.

This will keep the dip as fresh and mouthwateringly irresistible as it was on day one – for a whole week. So, yes, your future self will thank you for the thoughtful leftover preservation.

Can This Bean Dip Be Made In the Microwave?

To speed up the process even more, you can make a Microwave Cheesy Bean Dip. Add all the ingredients to a microwave-safe bowl and heat for 3-5 minutes. While the onions will not be as soft, they do add a nice crunch to this dish.

If you prefer, feel free to leave the onions out and make this dish even creamier by adding a dollop of cream cheese.

Can You Substitute Cooked Dry Beans?

Canning beans give this easy bean dip recipe an exceptionally tender and almost mushy texture, a quality that contributes to the unique consistency of this dip. Additionally, canned beans come with a thickened can liquid, a component that’s challenging to replicate at home when starting with dry beans.

Both these characteristics are essential for achieving the quick and perfect texture that makes this bean dip stand out. So, while we usually champion cooking with dried beans, in this case, it’s best to set them aside for other fantastic bean recipes!

What to Pair With Bean Dip

Elevate your bean dip experience by exploring delightful pairings beyond the ordinary! While classic tortilla chips are a staple, consider venturing into a realm of unexpected and mouthwatering combinations from the following alternatives.

Sweet Potato Wedges

Swap out traditional tortilla chips for oven-baked sweet potato wedges. The natural sweetness of the potatoes complements the savory richness of the bean dip, creating a harmonious balance of flavors.

Plantain Chips

Dive into a tropical twist by serving your bean dip with crispy plantain chips. The subtle sweetness of plantains adds a hint of exotic flair, enhancing the overall taste experience.

Jicama Sticks

Opt for a refreshing and crunchy alternative with jicama sticks. Their mild, slightly sweet flavor provides a refreshing contrast to the creamy bean dip, making every bite a refreshing delight.

Baked Pretzel Bites

Introduce a touch of warmth and chewiness with baked pretzel bites. The pretzels’ salty exterior complements the dip’s cheesy goodness, offering a satisfying contrast in textures.

Sliced Radishes

Provide a peppery and crisp element by pairing your bean dip with thinly sliced radishes. Their vibrant flavor adds a refreshing bite, creating a palate-cleansing effect between indulgent spoonfuls.

5 minute bean dip

More Easy Recipes

Are you looking for more easy recipes that only take minutes to make? You’ll love this 3 minute brownie sundae that can be made in the microwave!

Have 10 minutes to spare? Try this 10-minute strawberry jam recipe!

Want a 15-minute dinner idea that is low carb and high in protein? Try this one pan pepper steak stir fry!

To get easy recipes straight to your inbox, sign up for the free newsletter and follow along on Pinterest.

5 minute bean dip
Yield: 8 servings

5 Minute Bean Dip Recipe

Prep Time: 5 minutes
Total Time: 5 minutes

This 5-minute bean dip recipe is cheesy and quick. With just 5 ingredients you can create a bean dip copycat of your favorite Mexican joint.


  • 1 can of refried beans (e.g., Fat Free Ortega)
  • 1 can of nacho cheese
  • 1/3 cup Taco Seasoning (e.g., Ortega)
  • 1/2 cup diced red onions
  • 2 diced Roma tomatoes


  1. In a medium saucepan, combine refried beans and nacho cheese over low heat for a gradual and thorough melting process, ensuring a harmonious blend of flavors.
  2. Elevate the taste by adding diced red onions and Roma tomatoes to the mixture. Heat on medium-high, stirring constantly to evenly distribute ingredients and prevent sticking.
  3. Keep a close eye as the cheese reaches its bubbling point, signifying the ingredients' transformation into a delectable and velvety texture.
  4. Maintain a bubbling hot state for the ideal consistency, achieving a homogeneous blend where everything seamlessly melts together.
  5. Serve the bean dip piping hot alongside your favorite tortilla chips, creating a perfect pairing of creamy indulgence and crunchy satisfaction.


See the post for microwave instructions to speed this 5-minute recipe up even more.

Nutrition Information



Serving Size


Amount Per Serving Calories 84Total Fat 2gSaturated Fat 1gTrans Fat 0gUnsaturated Fat 1gCholesterol 2mgSodium 641mgCarbohydrates 13gFiber 3gSugar 2gProtein 4g

The nutrition in recipes is caluculate by AI, mistakes happen. It is highly recommended to check carb counts to make sure these recipes fit into your diet.

About Thirty Something Super Mom

Melissa Dixon Thirty Something Super Mom
Thirty Something Super Mom | Website

My journey started after a Crohn's disease diagnosis, inspiring a commitment to well-being. This site shares my distinctive approach to healthy living with my collection of nutritious recipes that boast authentic flavors, mimicking the indulgence of traditional dishes. I love sharing guilt free recipes for low carb, keto, gluten-free, paleo, and the specific carbohydrate diet. I also share tips on natural living, including homemade cleaners and cleaning hacks. I also share my experience as a veterinary technician and pet groomer, to integrate pet health tips, homemade dog food recipes, and grooming insights to ensure your pets thrive.

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